Welcome to the blog!

One of the most important things in life is investing in yourself and this is one area of life where I thrive. I do this by taking courses, furthering my education, and focusing on what truly brings me joy. However, there’s one area where I’ve had to learn some important lessons, read the blog post to hear the rest.

Have you ever found yourself in a situation where you needed money due to an emergency, but didn’t have the funds readily available? What if an unexpected medical bill, a necessary appliance replacement, or a sudden car repair happened? Would you be financially prepared to cover such expenses?

Read this blog post to learn more about why it is important to save money for emergencies and how you can do that in 10 steps.

I often find myself stressed when the inevitable evening or mid-afternoon question comes from one of my family members, “Mom, what’s for dinner?” In fact, I found myself rolling my eyes and responding, “Toast” whenever someone would ask. It became a running joke between my husband and I. However, I know how to prevent the suppertime stress and overwhelm…meal planning and prepping…it works every single time.

Read this blog post on how to meal plan and prep and how it saves you money and makes your budget and time go further.

Budgeting is a huge part of financial planning, helping you take control of your money and work towards your financial goals. In this blog, we’ll explore the key steps you should include in your budget to create a well-rounded and effective financial plan to meet your money goals!

Most of us are swiping our credit cards every single day, multiple times a day to make our purchases. When you swipe your credit card there is no transaction of handing over your physical, hard-earned money that takes place, and this tends to lead to overspending.

Read this blog post on how to use the cash envelope system to save money

As summer comes to a screeching halt and the new school year approaches, parents and students alike start preparing for the back-to-school shopping craze. From new clothes and shoes to school supplies and backpacks, the list can quickly add up. Add in some Clorox wipes and Kleenex, the list seems endless. To avoid financial stress it is imperative to plan ahead and stay on budget.

I want to decode this concept of living paycheck to paycheck. Many of us say we are living paycheck to paycheck, and we truly believe that, but that is due to the choices we are making with where we are choosing to spend our money.  

Read this blog post on why now is the time to ditch living paycheck to paycheck.

Buying a house is a significant financial and life milestone. It’s a decision that should be approached with careful consideration and planning. But how do you know if you’re truly ready to take the leap into homeownership?

In this blog post, we’ll explore several key signs that indicate you’re ready to buy a house.

In today’s crazy fast-paced and ever-changing economy, relying on a single source of income may not provide the financial security and freedom you desire.

In this blog post, we’ll explore the benefits of multiple streams of income and share practical strategies to help you create and manage them effectively.

First, everyone and I mean EVERYONE should have a budget. It doesn’t matter if you earn a high income or a low income, you need a budget. A budget is simply a PLAN for your money. Creating a budget is a simple thing to do, but it is not easy to stick to it. And there are times when you will need to cut things from your budget.

Read this blog post to learn about the 5 things you should cut from your budget today.