Welcome to the blog!

Let me just start off by saying, money is complicated. The way we view money likely goes all the way back to our childhood. Back in the day, I used to buy a lot of things just because I wanted them at that moment. I did not think long-term about if those items would last beyond a few weeks or a month, continue to be useful to me, bring me happiness, or if I could really truly afford it.

Read this blog post about how I changed my money mindset and paid off $100,000 of debt in less than 2 years.

First, there are MANY ways to budget but today we are going to talk about The Plan Ahead Method. The Plan Ahead method of budgeting is a wonderful and easy way to budget. It works great for busy moms and those who do not want to spend hours creating and managing their budgets.

Read this blog post on how to budget using the plan ahead method.

My 3 boys like to spend my money. Full stop. Sometimes they understand when I say “no” to them when they ask me to buy them something and sometimes, they do not understand. Each of the 3 have their own personalities and this applies to their spending habits as well.

Read this blog post on how we are teaching our kids to be responsible with money.

Oh, credit cards, how I love you and dislike you all at the same time. I don’t like the fact that so many people end up with thousands of dollars of credit card debt every year. I like the convenience and the cashback or points that I gain by using our credit cards. I like that I can build and maintain some of my good credit scores by using credit cards.

Read this blog post on how you can manage your credit card responsibly.

There are many things I have learned from paying off $100,000 of debt in less than 2 years. I have gained more clarity in money and life. My mental health has improved and so have my relationships. I am more open to talking about the “hard topics” with others. So much changes when you go on a much-needed journey in life.

There are many ways to go about getting yourself out of debt. There are a couple of well-known methods to use including the Snowball Method and the Avalanche Method. However, there are also a few other things that will help you get out of debt sooner.

Read this blog post on 5 ways to get out of debt.

Having a family day doesn’t need to cost a lot of money. In fact, you can do a “no spend” family day and have just as much fun, if not more fun than spending an arm and a leg on your family outing. Here is a list of 25 “No Spend” ideas.

Read this blog post for 25 fun “no spend” family day ideas!

I tend to get overwhelmed by clutter. When my house is a mess (which is often, as I have 3 kids and a husband!) I feel more on edge. When my house is clean and organized, I tend to feel more at ease. The same goes for my finances. When my money was a hot mess, so was I!! In this blog post, I go into how I am working on decluttering my life, brain, and finances.

Read this blog post to learn how I simplified my life and money.

Being genuine and authentic is beginning to seem like a lost art. There are so many people who are copying others, being fake, and editing their real selves to be like others. What makes you different are your unique qualities. We need to seek to find our true selves.

Read this blog post to learn why it is important to not edit yourself to fit in.

In this blog post I am sharing with you how I was able to save $100 this week and how you can too. I learned a thing or two about saving money when I went through my debt payoff journey. My husband and I paid off over $100,000 of debt in less than 2 years.